Looking for a home loan? Sandy Joseph from Real Mortgage Solutions is your Perth-based mortgage specialist.

Download your free guide to using a mortgage broker

Sandy Joseph: Real Mortgage Solutions

Perth’s go-to specialist for all things mortgage.

Why should you use Sandy Joseph?

There are plenty of reasons why more than half of Australians now use a broker to secure a home loan. Perhaps the most important is that we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market here in Perth to better negotiate with the lenders. Then, we get a range of options before we work out which one is right for you, not what’s right for the lenders.

Working to get you the best deal.

First, we identify your particular financial needs and goals. Then we research the many different products from a range of lenders to ensure we find the right solution for you, tailored to fit within our local Perth market.

And just to make things even easier, we’ll do the paperwork, manage the application process and take it through to settlement.
Best of all, because this is our specialty, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.

In short, a broker is there to look out for your interests, while lenders are there to look after their own. It goes without saying, who’ll do a better job for you.

We work hard so you don’t have to.

Discover the advantages of using a broker.

Having a broker negotiate finance on your behalf is the smart way to go, as they look to save you time, stress and money. You may still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender. Regardless, we’ll ensure everything goes smoothly and secure you the best deal.

Crunch the numbers with our comprehensive range of calculators.

Take advantage of our 20 clever calculators including our borrowing power calculator, our loan comparison calculator and our extra repayment calculator. The range of calculators will give you an idea of the amount you may be able to borrow and estimate what the repayments will be.

Ready to get started? Call Sandy today.

The first thing we do is have a chat with you to best understand what it is you want. We are, after all, your finance professional, so the better we get to know you, your financial circumstances and long term goals, the better we can help you.
Once we agree on the right loan, we take care of the application, managing the process on your behalf.

Using a mortgage broker is the smart choice — and Sandy Joseph is Perth's #1

  • We’ll get you the best deal possible
  • We work with multiple lenders
  • We can negotiate a better outcome for you
  • We operate where and when is best for you
  • We’ll handle the legwork

Get started with our free guides.

Investing in property

Having the right people to help you is key when investing in property. Do your homework on the property market before you dive in, and we’ll be thrilled to help you when it comes to financing your decision.

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Refinancing your home loan

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.

Download Your Free Guide

Becoming a first home buyer

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.

Download Your Free Guide